--- title: A Tree Fell on My Car: What to Do and Who to Call url: https://battleborntreeservice.com/faq/emergencies-and-storms/a-tree-fell-on-my-car/ business: Battle Born Tree Service address: 6301 US Highway 50 East, Carson City, NV 89701 phone: 775.232.8243 hours: Office Monday-Friday 8:30 am-5:00 pm; phones answered seven days a week; 24-hour emergency service credentials: ISA Certified Arborist WE-11728A on staff; Nevada Business License # 20131580674; fully insured type: Tree service (removal, crane work, pruning, stump grinding, defensible space, snow removal, firewood) --- - [Home](https://battleborntreeservice.com/) - [Questions and answers](https://battleborntreeservice.com/faq/) - [Emergencies and storms](https://battleborntreeservice.com/faq/emergencies-and-storms/) - A tree fell on my car. What should I do? # A tree fell on my car. What should I do? Stay clear if the tree is still loaded, call 911 if anyone is hurt, and photograph everything from a safe distance before anything is moved. Then call your insurer about the car and call us about the tree; your insurer decides what the policy covers. ## The first minutes Check that people are safe. Call 911 if anyone is hurt, including anyone inside the car. If a power line is on the tree or the car, stay away and call NV Energy, and call 911 if someone is inside. Do not try to move the car or pull the tree off it if the wood is under strain or something is leaning on it. A tree on a vehicle can shift. ## Photos and records Photograph the car, the tree, the stump or break, and the surrounding area from several angles before anything is cut or moved. Note the date and time. Keep the receipts for towing or storage. Insurance questions are for your insurer; for general information see [homeowners insurance and tree removal](https://battleborntreeservice.com/guides/homeowners-insurance-tree-removal/) and [storm damage and insurance claims](https://battleborntreeservice.com/who-we-serve/storm-damage-insurance-claims/). We are not adjusters and cannot say what a policy pays. ## Who pays is not our call Whose insurance applies can depend on whose tree it was and why it fell. Many auto policies with comprehensive coverage address damage from falling objects, but policies differ, and your insurer or an attorney decides. If a neighbor's tree fell, see [who pays when a neighbor's tree falls](https://battleborntreeservice.com/guides/neighbors-tree-fell-who-pays/). Nevada's Division of Insurance is the place to ask general consumer questions about a claim. ## The tree Call [775.232.8243](tel:775.232.8243) for the tree. Emergency service is available 24 hours a day. Tell the office the car is under it, what the tree is touching, and whether a line is involved. We provide detailed estimates in plain terms, which helps a claim. We do not promise an arrival time. ## Do not move the car yet Unless your insurer or a crew tells you otherwise, leave the vehicle where it is until the tree has been assessed, particularly if there are lines or other limbs hanging above it. Tow or repair decisions are for you and your insurer. Once the tree is off, the arborist can tell you what else on the tree is a hazard to the lot. ### Sources - [Nevada Division of Insurance: Consumer resources](https://doi.nv.gov/) (read October 17, 2026) - [NV Energy: Tree trimming near power lines](https://www.nvenergy.com/tree) (read October 17, 2026) ### Talk to the office [775.232.8243](tel:775.232.8243) | Monday to Friday | 8:30 am - 5:00 pm | |---|---| | Saturday and Sunday | Office closed, phones answered | Phones answered seven days a week. 24-hour emergency service. [Free estimate](#quote) ### Keep reading - [Emergencies and storms questions](https://battleborntreeservice.com/faq/emergencies-and-storms/) - [Storm damage and insurance claims](https://battleborntreeservice.com/who-we-serve/storm-damage-insurance-claims/) - [Does homeowners insurance cover tree removal?](https://battleborntreeservice.com/guides/homeowners-insurance-tree-removal/) - [A neighbor's tree fell on your property: who pays?](https://battleborntreeservice.com/guides/neighbors-tree-fell-who-pays/) - [What should I have ready when I call about a fallen tree?](https://battleborntreeservice.com/faq/emergencies-and-storms/what-to-have-ready-when-you-call/) ### Terms on this page [Arborist](https://battleborntreeservice.com/glossary/arborist/) [The full glossary](https://battleborntreeservice.com/glossary/) ### All emergencies and storms questions - [Emergencies and storms questions](https://battleborntreeservice.com/faq/emergencies-and-storms/) ## More emergencies and storms questions [Should I cut up a fallen tree myself?](https://battleborntreeservice.com/faq/emergencies-and-storms/should-i-cut-up-a-fallen-tree-myself/) [Do existing customers get priority after a storm?](https://battleborntreeservice.com/faq/emergencies-and-storms/do-existing-customers-get-priority-after-a-storm/) [A tree is on a power line. 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